Expand and Diversify with Life Insurance

If your answer is YES, Partners Advantage would like to help! Whether you have a vast life insurance “back office” or no back office at all for life insurance, we have the infrastructure that can help you build your life insurance business. Now is an important time to diversify.

We can help you add Single Premium Life Insurance, Indexed Universal Life Insurance, Whole Life, Term and other attractive products to your stable of offerings; products which can be a strong fit for your financial professionals and their client base.

Plug into resources and experience that can allow you to bring life insurance sales and opportunities onboard now!

• Access to industry leading life insurance carriers and products
• In-house underwriting team to help place cases more quickly and smoothly
• Advanced markets specialist for complex cases
• Training and sales ideas to empower your team
• Staff support and technology to help smooth out the process

Choose from our Platinum or Premier platforms. We have options tailored to fit most agencies. If you’re looking for an enhanced business growth strategy, succession plan or considering selling your agency, we can help.

We can provide you with access to more highly sought-after carrier relationships and most of the top insurance carriers in nation. Partners Advantage has done more than $150 million in life premium and more than $3 billion in annuity premium the past three years. Your agency can benefit by leveraging the value we bring to you and by being a part of our network.

Learn More About Opportunities for Your Agency.

Contact Us at 888-251-5525

Scott Tietz, CEO, Ext. 103 • James Wong, President, Ext. 110

Charlie Gipple, Senior VP, Ext. 358

For financial professional use only. Not for use with consumers.

Indexed universal life insurance policies contain fees and expenses, including cost of insurance, administrative fees, premium loads, surrender charges and other charges or fees that will impact policy values.

Keep in mind that most life insurance policies require health underwriting and, in some cases, financial underwriting. Each case is individually underwritten as the severity of medical conditions varies among individuals. Formal underwriting evaluation and pricing is based on the individual characteristics of each case.

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Partners Advantage Perspectives: How Our Organization is Preparing for the DOL Fiduciary Rule

By: James Wong, President
Partners Advantage Insurance Services, LLC

As it pertains to annuity business, it appears to us that life insurance only licensed agents will likely need to have one key IMO relationship. At Partners Advantage, we will likely have more select and deeper relationships with financial professionals and agencies due to the heightened risks all the way through the distribution chain. The fact that we already have well-trained compliance/suitability structure in place and a general counsel on our senior management team will be a benefit. We plan to increase staffing in this area  to adhere to regulations and support our distribution network. We anticipate IMOs will need to be structured more like a broker-dealer in the future, having additional reviews, checkpoints and monitoring (while continuing to offer professional development, marketing support and sales training).

We are having many conversations with our key carriers and they are looking to provide enhanced solutions within their core distribution. Having equity ownership in an RIA over many years has been beneficial for our organization and it may also be a part of the solution as we move forward.

Life insurance has been and will continue to be a key part of our business moving forward. We see the protection story becoming even more relevant in the future. Our structure and large staff enables us to also help other organizations expand and diversify their offerings through life insurance. Our track record of providing knowledgeable in-house underwriting and advanced markets experience will be the focal point. In a world of compressed margins and more oversight, we hope to capitalize on technology to help agencies and agents streamline the process and create a better customer buying experience.

We look forward to continuing to grow our business through our support of independent insurance professionals and agencies such that together we can meet the needs within our industry.



For financial professional use only.  Not for use with the public.

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