Break Through the Myths. Set the Record Straight about Long-Term Care Protection.

When it comes to long-term care (LTC), your clients might not know where the facts end and the myths begin. You can help set the record straight.
More people today will need LTC services at home, in assisted living or in a nursing home — and the cost for care is on the rise. Yet too often, they stop short of preparing for real future needs because they’re confused by the myths of LTC products and services.

Have your clients confused facts with fiction on the subject of LTC? The myths are many:

• “A government program will take care of me.”
• “I already have health insurance.”
• “LTC protection is for nursing home care only.”
• “I can’t afford LTC protection.”
• “LTC is only for old people.”
• “We don’t need protection — we have each other.”
• “I can save the money I need for LTC.”

With OneAmerica® Care Solutions, we put the myths to rest with solutions your clients can use to help protect themselves, the ones they love and their retirement future.

Help your clients uncover the truth about LTC protection with OneAmerica Care Solutions. Start today with training resources and sales tools!

The Myths of LTC consumer campaign includes a variety of consumer marketing materials at your fingertips. Contact the Partners Advantage Brokerage Team for more information: 888-251-5525, Ext. 700

Not a deposit • Not FDIC or NCUSIF insured • Not guaranteed by the institution • Not insured by any federal government agency • May go down in value

OneAmerica is the marketing name for The State Life insurance Company® (State Life), offering the Care Solutions product suite.

Notes: Products are issued and underwritten by The State Life Insurance Company® (State Life), Indianapolis, IN, a OneAmerica company that offers the Care Solutions product suite. Asset-Care form numbers: L301, R501 and SA31; Annuity Care and Annuity Care II form numbers: SA34, R508; SA35; Indexed Annuity Care form numbers: SA36, R529 PPA, R529, R530 PPA and R530. Not available in all states or may vary by state. All guarantees are subject to the claims-paying ability of State Life.

For use with financial professionals only. Not for public distribution.

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How Asset-Care® IV helps you give clients what they want

Asset-Care IV can help clients protect their retirement from the financial risks of a long-term care (LTC) event while providing the guarantees of whole life insurance. Asset-Care IV allows for continuous-pay options similar to traditional LTC insurance, which is perfect for clients who do not have or are unwilling to pay a large lump sum for LTC protection. Unlike traditional LTC insurance, with Asset-Care IV:  Premiums are guaranteed to never increase Clients can pass a death benefit to their loved ones if LTC is never needed  If clients change their mind, they can get back their policy cash value after the first year Do you have potential clients who are looking to protect their retirement from LTC risks with a continuous-pay option that provides valuable guarantees? Show them Asset-Care today, with valuable LTC protection and guarantees.   Asset-Care IV campaign flyer » How asset-based LTC works flyer » Two simple questions to ask flyer » Contact Partners Advantage for more information on OneAmerica: 888-251-5525, Ext. 700

For use with financial professionals only. Not for public distribution. 

Notes:  Products are issued and underwritten by The State Life Insurance Company^® (State Life), Indianapolis, IN, a OneAmerica company that offers the Care Solutions product suite. Asset-Care form number series: L301 and R501 may not be available in all states and may vary by state. All guarantees are subject to the claims-paying ability of State Life. Asset-Care^® is whole life insurance (in MD and PA, universal life) that allows access to 100 percent of the life policy death benefit for qualifying LTC expenses (paid monthly).

Not a deposit • Not FDIC or NCUSIF insured • Not guaranteed by the institution • Not insured by any federal government agency • May go down in value • 

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© 2016 OneAmerica Financial Partners, Inc. All rights reserved. OneAmerica® and the OneAmerica banner are all registered trademarks of OneAmerica Financial Partners, Inc.

How can Linked Benefit products help address multiple client objections?

Recent research shows that there is a huge opportunity for you to strengthen client relationships and bolster your revenue with asset-based LTC products.

Join three industry leaders for a complimentary webinar on 

Tuesday, May 24 
11 AM PDT, 12 PM MDT, 1 PM CDT, 2 PM EDT

to discover everything you need to know, including...

• Exactly how to overcome the "Why should I pay for something I may not need?" objection
• 6 ways your business will benefit by offering asset-based LTC
• How asset-based LTC products are right in your wheelhouse and truly meet your clients' needs
• 5 ways to overcome the most common LTC client objections

...and those are just the highlights

Webinar attendees will receive our complimentary whitepaper The Valuable Retirement Tool That's Often Overlooked.

REGISTER NOW

Contact the Partners Advantage Brokerage Team to get appointed with our competitive carriers in the linked benefits, annuity, and life insurance market space:

888-251-5525, Ext. 700

This webinar is designed to provide general information on the subjects covered. It is not, however,intended to provide specific legal or tax advice and cannot be used to avoid tax penalties or to promote,market,or recommend any tax plan or arrangement. Please note that Partners Advantage and their representatives and employees do not give legal or tax advice. Encourage your clients to consult their tax advisor or attorney.

The views of the presenters are those of the speakers and not necessarily those of Partners Advantage Insurance Services. Please note that the information and opinions shared are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Partners Advantage.

OneAmerica is the marketing name for the State Life Insurance Company® [State Life].

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