2 Exciting Wealth-Transfer Life Products from EquiTrust Life Insurance Company

WealthMax Bonus Life® 12% Premium Bonus Return of Premium Feature Index-linked returns 9% Street-level Commission2	WealthSure Life® 15% Street-level Commission3 Interest-sensitive SPWL 4.5% Current Rate Increasing Death Benefit
These GREAT products give your clients the opportunity to... •Immediately increase the value of their estate upon death • Pass Death Benefits income-tax free generally,and avoid probate • Maintain accessibility to Death Benefits in the event of chronic        Illness Partners Advantage is very pleased to bring the Life portfolio of EquiTrust Life Insurance Company®  to our distribution network!

Contact the Partners Advantage Brokerage Team for complete sales assistance: 888-251-5525, ext. 700

¹Issuance of the policy may depend on answers to health questions in the application.
²Street level through applicant age 75; 8.5% ages 76-80; 6.5% ages 81-85.
³Street level through applicant age 65; 14% ages 66-80; 10.5% ages 81-85.
WealthSure Life is a single premium whole life insurance policy. WealthMax Bonus Life is a single premium index universal life insurance policy. Not available in all states. Policy and riders may vary by state. Withdrawals before age 59 1/2 may be subject to an additional 10% federal tax penalty. Accelerated Death Benefit rider provides payments in the event of either terminal illness chronic illness, but not both. Increasing Death Benefits are based on currently illustrated nonguaranteed values. Policy issued on form series ETL-ISWL-2000(01-10) and ETL-IUL-2000(08-10).  Both products are issued by EquiTrust Life Insurance Company, West Des Moines, Iowa.  For Producer Use Only. IC14-ETL-WSM-1005